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Her plan is similar to what Medicare is now, plus some differences more similar to the German system, with some modification as to how we pay (premiums vs. taxes).Originally Posted by Wretchedest
In our country, Medicare is currently multi-payer and we pay monthly premiums for Medicare from our incomes (Social Security), it's deducted from our monthly income, and we supplement Medicare with private insurance. Harris wants to tax for it, but of course no PRESIDENT can legislate. Anything that passes will come through Congress (just like the ACA). Tax vs. premiums, vs. how employers pay for it, etc. The Executive branch has zero authority to do any of this.
In 2007, Presidential CANDIDATE Obama promised "Universal healthcare" which he meant as health insurance for all (vs. actual health CARE for all).
https://www.insurancejournal.com/new...5/16/79746.htm
https://www.nbcnews.com/health/healt...l-u-s-n1024491
I love Elizabeth Warren.
But here's the labor union worker's problem with a "Medicare for All" no-private insurance taxed plan:
Labor unions largely have negotiated contracts wherein their employers pay for at least half of employee's health insurance coverage via monthly premiums. After retirement, this coverage continues via supplemental coverage after the retiree receives Medicare payment.
Labor union members are now afraid of what all of this will do to union contract negotiations when Medicare turns into a "taxed" method and Medicare vs. the contract that covered private insurance. NONE of these contracts covered taxes. All of these contracts would have to be re-negotiated to cover co-payment of an employees' "healthcare taxes." And it's all up for grabs as to whether or not all or any healthcare providers would even be required to ACCEPT Medicare. In the past, many healthcare providers REJECTED Medicare.
The Medicare "Public" option allows the insurance industry to continue (vs. putting all insurance employees into unemployment) and gives the public an option to pay premiums to Medicare with supplemental private insurance for what Medicare doesn't cover, etc.
ALL of the plans offered by these Democratic candidates are just Unicorn plans that are subject to legislation approved and written by Congress and pretty much ALL of Congress is beholden to the medical industry and the insurance industry and Big Pharma.
And the labor unions and their members must approve these plans based on the contracts that are already out there.
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