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snaapz
01-06-2014, 01:08 PM
Credit cards can be useful and beneficial, but for many the interest rates and fee's far outweigh the 'points' you can accumulate.

Do you use a credit card? Do you hate the credit card? Are the credit card companies robbing people by issuing cards with a 25.99% interest rate? Are people simply misusing credit cards?

Dra508
01-06-2014, 07:38 PM
Credit cards can be useful and beneficial, but for many the interest rates and fee's far outweigh the 'points' you can accumulate.

Do you use a credit card? Do you hate the credit card? Are the credit card companies robbing people by issuing cards with a 25.99% interest rate? Are people simply misusing credit cards?

Live within your means, pay off card every month, get points and good credit for the future (buying car, house etc.).

Win.